Competition affairs magazine

arihant current affairs magazine Published this article page no  19 SCHEMES IN NEWS PRADHAN MANTRI AWAS YOJANA (GRAMIN) Why in news Recently Ministry of Rural Development is taking various steps to increase the pace of house sanction & completion and achievement of the targets by March 2024. Objective Salient Features To provide assistance to eligible rural households with overall target to construct 2.95 crore pucca houses with basic amenities by March 2024. o Earlier the scheme aimed at providing a pucca house with basic amenities to all houseless householder living in kutcha and dilapidated houses by 2022. Apart from focusing on providing houses to the eligible beneficiaries PMAYG also addresses the basic needs of households through convergence with other Government Schemes. It is a flagship Mission launched in 2016 by Government of India being implemented by the Ministry of Rural Development. The division of scheme related home construction cost between the Centre and State in a 6040 ratio wherein each unit receives Rs.1.20 lakh worth of financial assistance o In the Himalayan regions Jammu and Kashmir and North Eastern states the centre sponsors 90% of the construction costs while the state is responsible for the remaining 10%. o If it is built in a hilly region then the amount stands as Rs 1.3 lakh. It selects beneficiaries using housing deprivation parameters in the Socio Economic and Caste Census (SECC) 2011 data and from finalized Awaas+ list subject to due verification by Gram Sabha and Appellate process thereafter. Implementation and monitoring are to be carried out through an end to end e Governance model Using Awaas Soft and AwaasApp. o AwaasApp – a mobile application is used to monitor real time evidence based progress of house construction through date and time stamped and geo referenced photographs of the house. o All payments to beneficiaries are to be trough DBT to beneficiarys Bank Post office accounts registered in AwaasSoft MIS.  AwaasSoft provides functionalities for data entry and monitoring of multiple statistics related to implementation aspects of the scheme  The programme implementation is also monitored through community participation (Social Audit) Members of Parliament (DISHA Committee) Central and State Government officials National Level Monitors etc. The minimum unit (house) size is 25 Sq.m (or) 269 Sq.ft. o No contractor should be engaged in the construction of the houses. Facilitating willing beneficiaries to avail loan from Financial Institutions for an amount of upto Rs 70000. Some of the modules added recently in the AwaasSoft are o Landless Module The scheme has also taken care of landless households in the permanent waitlist (PWL). The State Government must ensure the provision of land to landless households on priority as they are the neediest ones.  Further to map landless beneficiaries in the PWL of PMAYG and to capture the status of availing land or financial assistance for land purchase to the landless beneficiaries a module on landless has been developed. o ETicketing system – The module has been introduced to address the grievances pertaining to technical as well as nontechnical issues under PMAYG as referred by the State UTs o Aadhaar Based Payment System –ABPS allows Direct Benefit Transfer (DBT) to the PMAYG beneficiary in his her bank account linked with the Aadhaar number of the concerned beneficiary for the safe and authentic transaction arihant current affairs magazine buy. 

Competition affairs magazine